Some people think that the only way to make money and build wealth is through working. Of course, that’s how most people get by, but not all of us enjoy being dependent on the company hierarchy or are willing to do whatever it takes to climb the professional ladder.

That’s why more people than ever are looking for ways to independently build solid financial foundations for their futures. Some are after an additional income in the here and now, while others are all about increasing the size of their nest eggs.

If you have debts, the first thing to do is to clear them, or they will hold back your attempts to grow your capital. Once you’ve done that, you can start building for the future.

Here are 3 of the most popular methods of investing:

Pension plans

Pension plans are a great way to prepare for your retirement.

This type of financial product allows you to save money every month in order to accumulate capital in the long term with tax relief. In addition, your company participates in the scheme, complementing your contributions.

It’s important to start thinking as early as possible about the best way to prepare for your retirement. The sooner you start saving, the more you will earn for your future and the more relaxed you will be when you get closer to retirement age.


Trading the financial markets is one of the most exciting ways to make your money grow. It’s also exactly how pension funds make the profits that pay for people’s golden years.

However, trading is not without risk, which is why you need to trade with a reliable and professional broker like Almahfaza.

Almahfaza is a regulated CFD and Forex broker that offers professional and secure trading on more than 200 assets. If you are looking for great trading conditions on indices, commodities, Forex, stocks or ETFs, Almahfaza is definitely a wise choice.

Muslim traders can also rest assured that Almahfaza adheres to Sharia by offering an Islamic (swap-free) trading account.

Real Estate rentals 

A regular extra income can also be generated by renting a property you own, as a well-located home can bring in a very high rent. However, buying a property to rent it isn’t as easy as it seems.

The first thing to take into consideration is the demographics of the area you want to buy a property in. If most people buying in this area are young couples and families, you need to be sure that your property is suitable for children and that it is close to relevant amenities like schools, shops, clinics and playgrounds.