SBI is the largest bank in India for financial support and also a top bank for credit cards. They can offer you shopping, dining, traveling, and entertainment products. You can have all the benefits with each different products along with reward points, cash back, gift vouchers and more privileges you can have.

Before you can take, all the benefits check online age eligibility and KYC part. You should be in 18 years bracket with clear credit history. For KYC identity proof, address proof, and income proof along with one recent passport size photograph. They ask for income proof because it shows your payback credibility.

Now you can apply for SBI credit card an online and offline. For the online, you can visit the website, fill the personal and professional information, upload documents, registered email ID and mobile number. If you feel comfortable with an offline, then visit the nearest bank branch, fill the physical application form along with self-attested documents. For both procedures, make sure all shared information should correct and proper.

The State Bank Of India provides you offers as per your requirement, but the choice is yours which card you can take as per your wish.

Lifestyle: This product is especially for them who love to spend their life with full of sophisticated way. You can earn 50,000 reward points and welcome gifts as well. SBI has offered two types of lifestyle card that is Elite and Elite Advantage.

Reward: This reward points are beneficial when you can purchasing like grocery, dining and international spends as there are 5* Reward Points. With reward credit card you can get Platinum and Platinum Advantage.

Shopping: As you can already understand that shopping product is for shopaholics who love to spend their more time on online or offline shopping. You can also get 10* Reward Points on shopping with exclusive partners. If you are a one of those so can apply for these products and enjoy your benefits such as Unnati, SimplyCLICK, SimplySAVE, STYLEUP Contactless, SimplyCLICK Advantage, SimplySAVE Advantage, Tata Platinum and Fbb Styleup.

Travel: SBI Travel product gives you chance to explore more in the whole world. There are many exciting reward points and vouchers you can have when booking an air ticket and travel. You have Air India Signature, Platinum, Mumbai Metro, IRCTC SBI Platinum, and Yatra choices.

Corporate: This product is for the corporate class that’s why designed with global acceptance and more reward points. You can have various categories such as Corporate Signature, Platinum, Central Travel Account, Corporate Utility and Corporate Purchases cards.

How Can You Make Payment Of The Product?

The SBI credit card also provides you an online and offline method. For an online option, you have to register yourself first. For that, visit the website of the bank, fill the 16 digit number, name, current-permanent address, upload documents, registered email ID, and password. After your submission, they can verify your shared data then give your User ID and Password on your email ID.

Now you can have net banking, mobile banking application, autopay, RTGS, and NEFT services. You can choose one as per your comfort level and make payment before your due date. The online process is the secure, time-consuming, and safe.

If you want to make payment through an offline, then you can visit the nearest bank branch and make payment by cash or cheque.

How Can You Check The bank Statement?

You can have your monthly bank statement on registered email ID the bank can send you after the completed one-month billing cycle. With this, you can view your monthly expenses, your monthly spending habit, credit limit and much more. If you are using the online portal also can check your balance or expenses through this.

See, your credit card limit depends on credit score. The range starts from 300 to 900 and above 750 shows you are a responsible person and know how to use your product. If you are getting less than 650, then automatically you have entered in reject list. That’s why directly or indirectly you have to check your expenses.

When you have any doubt related to the product, offers, benefits, features or anything, call on SBI credit card customer care toll-free number. You can contact them, any communication modes such as you can call, text or write an email. You have a toll-free number on the website of SBI. The executives are happy to help you by 24*7. You can ping them, and they are ready to give you a prompt response.